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GCAAR

Greater Capital Area Association of Realtors®

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Do you qualify for the GCAAR Emergency Relief Program?

The GCAAR Cares Emergency Relief Program was created in 2020 in response to the COVID-19 pandemic and is run by an outside non-profit entity.

The GCAAR Cares Emergency Relief Program is open to GCAAR primary and affiliate members in good standing with GCAAR for a minimum of three of the last five years who have experienced a financial hardship due to natural disaster, family emergency, a death in the immediate family or extraordinary health or medical expenses.

Grants cannot be used toward the payment of membership dues or to offset the loss of income.

Applicants may not receive assistance from the fund more than once in a 12-month period.

If these circumstances pertain to you, please reach out for help and take advantage of this GCAAR member benefit! Read through the rest of this page for details on how to apply for this confidential program, which has already made a profound difference in some of your colleagues’ lives.

 

GCAAR is here to help

Eligible individuals can apply for between $500 and $3,000 to help if you’re having trouble paying for health or medical needs, such as medical bills or prescriptions, family emergencies such as housing, memorials or other vital necessities for your well-being.

To ensure the utmost confidentiality of those who apply, we’ve enlisted the help of a third-party organization to administer and fulfill the program: Capital Area Asset Builders (CAAB) reviews the applications, determines eligibility and distributes the funds.

How to apply

To apply for the program, please email emergencyrelief@gcaar.com to indicate your interest. This is a confidential email address, and it will be used ONLY so that GCAAR can confirm your eligibility for the program and to connect you with CAAB to begin the application process. 

At GCAAR, we’re committed to providing the resources that all of you, as part of our REALTOR® family, need to succeed. And in these difficult times, this program helps us continue to deliver on that purpose.

 

GCAAR member testimonials

"I had to choose between doctors' visits and buying food for my children."

One GCAAR member explains that he did not originally believe he qualified for the program, but is glad he applied.
"I needed the money because I contracted COVID-19. After my negative test, I ended up in a group titled the COVID long-haulers because of how the virus damaged my body. I have to have regular doctors' visits. Because of those visits and constant lab tests, my medical bills have been piling up. Before I got help from GCAAR, I had to choose between doctors' visits and buying food for my children." 

"All we can ask for... is an opportunity to receive assistance, no matter the outcome."

Recently, a GCAAR member whose father had died and whose mother had been diagnosed with dementia and COVID-19 was able to take advantage of the GCAAR Cares Emergency Relief Program.

“Sincerely, thank you for the opportunity. All we can ask for... is for an opportunity to receive assistance, no matter the outcome,” said the member. You do not need to test positive for the coronavirus to be eligible for these benefits. Find out how we can help you at gcaar.com/emergencyrelief

"GCAAR Cares came along and helped me to survive a little longer."

When COVID-19 began to spread around the country, one GCAAR member was advised by his doctor to quarantine. As a cancer survivor, he was at higher risk for negative effects from the coronavirus. “With unemployment about to run out and my savings going down each month,” the member says he was facing homelessness. “GCAAR Cares came along and helped me to survive a little longer. Thank you, all of you for reaching out to help others,” he says. 

“The GCAAR grant came at a time of great need for me.”

One GCAAR member was hospitalized for nine days when learned she had a rare blood cancer - putting her in the high-risk category for COVID-19. Read on for details about how the GCAAR Cares Emergency Relief Program was able to provide support. 

"My wellness and treatment had been my main focus and as such, business suffered and my savings was being depleted rapidly. When I saw the email from GCAAR about the grant I was excited and responded immediately. I truly appreciated the simplicity of the application process and the quickness in the decision-making. Thank you, GCAAR, for this grant program. This shows that you care about your members and our well-being, especially in this unprecedented time."

"I know a lot of people may be hurting worse than us, so it was hard to ask for help..."

A mom, wife and loyal GCAAR member and her family have unfortunately been directly affected by the pandemic, but we were able to offer aid in their time of need as part of this program.

“Covid-19 has placed physical, mental and financial hardships on us as a family, but we are very lucky that GCAAR has generously set up a grant to help financially if someone in your family contracts covid-19. The GCAAR Cares Emergency Relief Program was an easy and confidential process... I know a lot of people may be hurting worse than us, so it was hard to ask for help for medical and household expenses. We appreciate the financial assistance that the GCAAR Cares Emergency Relief program has provided us, and we really are thankful for their generosity during these unprecedented times.”

She thought twice about applying to the program because of the sensitivity around COVID-19. She felt as if there were others who needed help more than she did, but she was given reassurance that she could depend on her GCAAR family during a phase of life that created instant isolation for her family.

"To see that GCAAR was offering its members like myself...was nothing short of a sigh of relief."

One member was struggling during the pandemic to keep her mother and herself afloat when she saw the program could help her financially. “To see that GCAAR was offering its members like myself who have been experiencing somewhat of a rough time during this pandemic was nothing short of a sigh of relief. This assistance has been a breath of fresh air and has put me in a position to assist my mother who was affected by COVID-19 and has been unable to work her normal hours. I have been able to better sustain some of the needs of her house. GCAAR truly cares about their members, and if I never knew it before this emergency relief was proof!"  

"Knowing that someone is there helped us realize we are facing this pandemic together."

One GCAAR member recently told us about the positive impact the program has had for him personally, once he realized he met the qualifications for it: "GCAAR Cares helped me and my family when we were in the most difficult situation mentally, emotionally and financially. The pandemic affected my closest family member, my father. It was hard to see my mother suffering through the entire experience, too. GCAAR Cares helped us get going and gave my mother a gift of relief. Knowing that someone is there helped us realize we are facing this pandemic together. Thanks to GCAAR Cares!”

"The support from GCAAR Cares was very much appreciated especially in these challenging times."

"The support from GCAAR Cares was very much appreciated especially in these challenging times. I have family members who was unable to work after being hospitalized due to testing positive for COVID-19.These funds were able to provide for daily expenses. Thanks GCAAR Cares for being here to assist in these tough times."

"My family is very grateful and appreciative of the program."

"It's definitely been helpful to receive assistance from the organization and provides an opportunity for some financial relief. My family is very grateful and appreciative of the program. Thank you so much!!"

"You all don't know how much this is gonna help us!"

"THANK YOU GUYS SO MUCH!!! I am literally crying while typing this! You all don't know how much this is gonna help us! Thank you 10 times over."

"I will never forget. It was a truly journey for me."

"I want to thank you for the 2021 grant - I managed to secured a permanent lease room with professional roommates, got bed - I have not slept good for so long until now, got a good coat, repaid some debts back and oil and minor repairs for my car so I can drive around easily. My two listings are bound to be closed this March because of paid GCAAR, I thank you so much! I would like to donate for 2023 and on forward - I will never forget. It was a truly journey for me."

"This bridge grant meant the difference in my surviving while I rebuild.  I am forever grateful."

"As a almost 30 year real estate agent, I am so amazed how a resource that I knew nothing about until I received an email a few weeks ago.  This was a perfect bridge until my next settlement.  I had  multiple settlements fall apart due to inspections topped with recovering for COVID for over a month.  This bridge grant meant the difference in my surviving while I rebuild.  I am forever grateful."

"I can't thank GCAAR Cares enough. THANK YOU!!! This was truly a BLESSING!"

"I had some unexpected events happen at the same time which created a financial hardship. Unsure of how some bills would get paid, I confided in a colleague who suggested I check out the GCAAR Cares Emergency Relief Program. I checked the qualifications and was relieved to see that my situation just might qualify so I requested  and completed an application. After submitting subsequent requested information, I was later approved to receive funds. Accessing the funds was seamless once approved. I can't thank GCAAR Cares enough. THANK YOU!!! This was truly a BLESSING!"

"CAAB approved the funds to cover my medical bills to keep my credit score and more importantly, my sanity, in good standing."

"I am a Realtor of more than a few decades and found myself in a situation I never could have imagined.  Covid destroyed my business and for many months I had been spending more to live each month than I was bringing in.  My funds almost depleted I began turning to prayer through my faith to sustain me.  I ended up having a medical emergency, going to the hospital, and accruing many more medical bills that I had not planned for.  God answered my prayers when one evening when I opened a GCAAR Cares email that had the potential solution to my medical bills.  I quickly applied and to my surprise CAAB approved the funds to cover my medical bills to keep my credit score and more importantly, my sanity, in good standing. I hope others may become aware of this program you run and be able to obtain timely financial help like I did."

"Medical costs added up over time so much but we are blessed to receive assistance from the organization.  Thank you so much for your help!"

"When my father passed away from COVID, I had to fly [home] immediately and support my mother with the funeral cost. My father had health complications for 10 + years and my mother had no choice but to take care of him full time. Medical costs added up over time so much but we are blessed to receive assistance from the organization.  Thank you so much for your help!"

"The financial assistance provided to me by CAAB through GCAAR was a godsend, to say the least."

"The financial assistance provided to me by CAAB through GCAAR was a godsend, to say the least. The emergency came at a time when I had to take time off from my business [during] the peak of the pandemic to help my mother, who had become deeply impacted by COVID-19. I was unable to work and so was she. That assistance helped with the ability to cover necessary bills at the time. I am forever grateful to be a member of such a caring organization. Thank you GCAAR!"

"GCAAR Cares was there when I needed them and I appreciated the anonymity."

"I was at the absolute end of my rope - business had slowed and transactions were not occurring on time. In the meantime, medical expenses were piling up. GCAAR Cares was there when I needed them and I appreciated the anonymity. It is quite embarrassing to have to ask for help, but it was wonderful that the help was there. Thank you so much."

"My medical bills, mortgage and monthly expenses were behind and piling up by the day.  The financial assistance was a God send and was right on time."

"I was not aware of the GCAAR Cares assistance until I received an email earlier this year. I have been a full time Realtor for 22 years. It was the first time I did not have a closing for several months.  My business had come to a screeching halt and I had exhausted my savings. My medical bills, mortgage and monthly expenses were behind and piling up by the day.  The financial assistance was a God send and was right on time. I am forever grateful and appreciative for this assistance. Thank you!!!!"

"So PROUD to be a part of such a local board that TRULY care about their members!"

"So PROUD to be a part of such a local board that TRULY care about their members! I needed the money because my daughter has recently become ill due to some GI issues which we are still trying to figure out what is going in. She has been back and forth to the emergency room and doctor visits that we have had to use up quite a bit of money for the visit and prescriptions. Some of my bill had become behind and I was able to use the funds for those bills and food for my family. I thank you GCAAR for caring for your members this definitely lightened the load I am carrying."

"Thank you to your team, GCAAR Association, for your help and support.  I have not experienced a hardship of this magnitude before and it's heavy and unimaginable, but I am grateful to GOD for blessing me and others in hard times for resources like this organization."

“I simply wanted to say thank you.  Thank you to your team, GCAAR Association, for your help and support.  I have not experienced a hardship of this magnitude before and it's heavy and unimaginable, but I am grateful to GOD for blessing me and others in hard times for resources like this organization.  May GOD continue to bless each of you and what you do to help those in need.  I was able to pay my electric bill in full and do not have to worry about being without lights and air conditioning. Thank you sooooo very much.”

"The GCAAR Grant helped me and my family in a time when I thought no help was possible."

“The GCAAR Grant helped me and my family in a time when I thought no help was possible.  We are truly grateful for how helpful, understanding and compassionate GCAAR was regarding our financial assistance due to health and finance issues.  Thank you so much and we appreciate it! Thank you once again for your help!"

"Oh my goodness! Thank you so much!!  I am SO grateful.  I promise to be able to pay it forward to this organization once my life is back on track. Thank you again!"

"You have no idea what this means to me. We are going through difficult times, but God is good to us."

"I just wanted to say thank you so much for your help. I am in tears right now. You have no idea what this means to me. We are going through difficult times, but God is good to us. Thank you again. Thank you! Thank you so much! Thank you!  🙏"