**By registering for this class, you agree: 1) To be on time 2) To be recorded 3) To be on camera, clearly visible on screen and in a stationary setting that is conducive to learning. This means no driving, no walking around, no phone calls or other distractions. No Background are allowed, blurring is permitted 4) That GCAAR reserves the right to decline to issue credit if you are not in compliance 5) That you have ensured that your computer, camera and mic are working prior to class. Tech support is not available throughout class

CREDITS: 3.0 REQUIRED hours for MD (Topic D). NO ELECTIVE CREDITS

This class will provide you with a deeper understanding of NAR's Code of Ethics and Maryland's Ethics Laws and Regulations, as well as practical guidance to apply ethics guidelines to everyday situations. Predatory Lending and Flipping will be discussed. This class meets the NAR Membership requirement.

***For each virtual class, the connection instructions email with the Zoom link, compliance details, and course materials is sent by 5 pm ET the business day before the class (i.e. Friday for a Monday class, Tuesday for a Wednesday class), as well as again in a reminder two hours prior to class.