**This course will be held virtually. By registering for this class, you agree: 1) To be on time 2) To be recorded 3) To be on camera, visible and engaged only in the class throughout the class. This means no driving, walking around, no phone calls or other distractions 4) That GCAAR reserves the right to decline to issue credit if you are not in an environment conducive to learning 5) That you have ensured that your computer, camera and mic are working prior to class. Tech support is not available on classes. *No refunds nor class transfers will be awarded if any of the previous requirements are not met by you.

CREDITS: 3.0 REQUIRED hours for MD (Topic D). NO ELECTIVE CREDITS

This class will provide you with a deeper understanding of NAR's Code of Ethics and Maryland's Ethics Laws and Regulations, as well as practical guidance to apply ethics guidelines to everyday situations. Predatory Lending and Flipping will be discussed. This class meets the NAR Membership requirement.

***For each virtual class, the connection instructions email with the Zoom link, compliance details, and course materials is sent by 5 pm ET the business day before the class (i.e. Friday for a Monday class, Tuesday for a Wednesday class), as well as again in a reminder two hours prior to class.