**This course will be held virtually. By registering for this class, you agree 1) to be recorded, 2) to be on camera, visible, and engaged throughout the class, and 3) GCAAR reserves the right to decline to issue credit if you are not in an environment conducive to learning.

CREDITS:  3.0 REQUIRED hours for MD (Topic D) and 3 ELECTIVE hours for DC licensees.  

This class will provide you with a deeper understanding of NAR's Code of Ethics and Maryland's Ethics Laws and Regulations, as well as practical guidance to apply ethics guidelines to everyday situations. Predatory Lending and Flipping will be discussed. This class meets the NAR Membership requirement.

***For each virtual class, the connection instructions email with the Zoom link, compliance details, and course materials is sent by 5 pm ET the business day before the class (i.e. Friday for a Monday class, Tuesday for a Wednesday class), as well as again in a reminder two hours prior to class.