3.0 required hours for MD licensees AND 3.0 elective hours for DC licensees. PLEASE NOTE: Maryland Code of Ethics class runs from 11:00 am until 2:00 pm and follows the GCAAR New Member Orientation scheduled to run from 9:00 until 10:45 am. Under all is the Code. Since 1913, the Code of Ethics has continually raised the bar as to what it means to be a real estate professional. This course will review the seventeen Articles that comprise the current Code. It will also look at the topic of predatory lending and how it relates to the Code.