2.0 ELECTIVE hours for MD and DC licensees. This class will outline the five main factors involved in credit scoring and how to obtain a good credit score with FICO. The class will discuss negative credit factors including judgments, collections, tax liens, late payments and the effect of inquiries on credit scores. We will also help agents determine if a borrower should begin looking at houses and give them the basic knowledge of credit approval from an underwriting standpoint.
Instructor: Derek Harman