Montgomery County DHCA

Department of Housing and Community Affairs (DHCA)
100 Maryland Ave., 4th floor
Rockville, MD 20850
(240) 777-3600
DHCA Website
DHCA Housing Programs

For Low and Moderate Income


  • Moderately Priced Dwelling Unit Program (MPDU) - The Moderately Priced Housing (MPH) Law passed in 1974 and requires that between 12.5% and 15% of the houses in new subdivisions of 20 or more units be moderately priced dwelling units (MPDUs). To be eligible for the MPH program, you must complete an application which provides the Department of Housing and Community Affairs (DHCA) with family composition and income information. Your total annual household income must be below the maximum incomes set for the program. There is also a minimum income of $20,000 required to participate in the program. If you are determined to be eligible, you will receive a Certificate of Eligibility (for sales, for rental, or for both).

  • Weatherization Program - Helps you weatherize your home to save money on fuel bills.

  • Single Family Home Improvement Loan Program - Since January 1985, Montgomery County has helped many households afford to make vital repairs to their homes. This program provides both financial and technical assistance to eligible homeowners living within Montgomery County.

  • American Dream Downpayment Initiative (ADDI) - The American Dream Downpayment Initiative (ADDI) was signed into law on December 16, 2003. ADDI aims to increase the homeownership rate, especially among lower income and minority households, and to revitalize and stabilize communities. ADDI will help first-time homebuyers with the biggest hurdle to homeownership: downpayment and closing costs. The program was created to assist low-income first-time homebuyers in purchasing single-family homes by providing funds for downpayment, closing costs, and rehabilitation carried out in conjunction with the assisted home purchase.

  • Productivity Housing Program for Developers - The Montgomery County Council created the Productivity Housing program on September 17, 1996; under this program, affordable housing (both rental and for sale) may be approved as an eligible use in certain commercial and industrial zones in Montgomery County through the special exception process. The housing produced is designed and priced to be affordable to households earning 75 percent of County median income, adjusted for family size.

  • Workforce Housing - In Montgomery County, Workforce Housing is intended to be housing affordable to households whose incomes are too high to be eligible to participate in the Moderately Priced Dwelling Unit (MPDU) Program. Please check back for further updates. 

For Public Agencies, Non-Profits & Developers


  • Multi-Family Housing Production Program - This section provides information on Montgomery County's multi-family housing development and rehabilitation programs.

  • Group Home Rehabilitation Loan Program - The Community Development Block Grant (CDBG) Program provides for the rehabilitation of group homes which are occupied by persons of low and moderate income who are elderly and/or disabled.

  • Rehabilitation Program for Small Rental Properties - The following are eligible properties: (1) Rental housing with affordable rents with no fewer than two and no more than 40 units in target areas; and (2) Rents are considered affordable if they are at or below market for the target area.

Other Programs