DC Housing Programs

  • First time Homebuyer's Tax Credit

    First-Time Homebuyer's Tax Credit $5,000 federal income tax credit is available to first time homebuyers in the District of Columbia.

    www.irs.ustreas.gov
    202-777-BOND

  • Employer Assisted Housing Program

    The DC Employer Assisted Housing program provides grants and deferred loans up to $11,500 to employees of the District of Columbia government who are first-time homebuyers in Washington, DC.

    www.dhcd.dc.gov
    202-777-7006

    Housing Counseling Services, Inc.
    2430 Ontario Road, NW
    Washington, DC 20009

  • Individual Development Account (IDA) Program; MANNA, Inc.

    This program fosters saving toward the down payment on a home and assists participants to improve their credit, while learning how to be successful homeowners.

    www.mannadc.org
    202-832-1845

    MANNA, Inc.
    828 Evarts Street, NE
    Washington, DC 20018

  • Individual Development Account (IDA); Marshall Heights Community Development Organization

    Through the IDA program, individuals open an IDA account at a specified local bank with an initial deposit of $400. IDA participants then develop a monthly savings plan to reach a savings goal. MHCDO matches $2 for every $1 saved by the IDA participant.

    www.mhcdo.org/housing/ida.htm
    202-396-1201 x135

    Marshall Heights Community
    Development Organization
    3939 Benning Road, NE
    Washington, DC 20019

  • Housing Purchase Assistance Program (HPAP)

    HPAP provides interest-free or low-interest loans for down payments, closing costs, or other expenses associated with buying a house, a condominium or a cooperative in the District. Amount of loan is adjusted to reduce the total monthly mortgage payment to 28% of household's monthly gross income. For very low income families, repayment of loans is deferred until house is sold.

    www.dhcd.dc.gov
    202-442-7290

    Department of Housing and Community Development
    801 North Capitol Street, NE
    Suite 8000
    Washington, DC 20002

  • Single-Family Mortgage Revenue Bonds

    The DC Housing Finance Agency (HFA) finances below-market rate loans to low- and moderate-income residents using proceeds from the sale of Single Family Mortgage Revenue Bonds.

    www.dchfa.org
    202-777-1600

    DC Housing Finance Agency
    815 Florida Avenue, NW
    Washington, DC 20001

  • Scattered Site Program

    The Scattered Sites Projects' mission is two-pronged: to invigorate neighborhoods and communities in the District of Columbia by renovating abandoned houses, and to provide affordable opportunities by marketing these renovations to low- and moderate-income families, especially first-time homebuyers.

    www.micasa-inc.org
    202-232-1375

    Mi Casa, Inc.
    1769 Lanier Place
    Washington, DC 20009

  • Metropolitan Police Housing Assistance Program (MPHPAP)

    The program matches down payment funds up to $1,500 (program provides $500 for each $2,500 saved by an employee). The program includes deferred payment loans up to $10,000, ability to keep assigned patrol car during off-duty hours, an income tax credit of $2,000 per year for five years and a sliding-scale, five year property tax credit.

    www.dchcd.dcgov.org
    202-777-7006

    Housing Counseling Services, Inc.
    2430 Ontario Road, NW
    Washington, DC 20009